Almost home! Let's spot the hidden fees before you sign.
Upload your Closing Disclosure. I'll flag the fees worth questioning and show you exactly what to say.
Pro Tips for First-Time Buyers
Compare Your Loan Estimate
Your Closing Disclosure should match your Loan Estimate. Any fee that jumped more than 10% is a red flag.
Shop Title Insurance
You can choose your own title company. Getting 2-3 quotes can save you $500-$1,500.
Ask "What Is This For?"
If they can't explain a fee clearly, or it sounds vague, that's your cue to push back.
Everything Is Negotiable
You're a customer. They want your business. The worst they can say is no.
Get It in Writing
Any fee reduction or waiver you negotiate should be documented. Ask for an updated Closing Disclosure before signing.
Don't Rush at the Table
You have the right to review documents before closing day. Request them 24-48 hours early to catch surprises.
đź“š Closing Fees Encyclopedia
New to closing costs? Learn what every fee means and how to negotiate them.
Pro Tips for First-Time Buyers
Compare Your Loan Estimate
Your Closing Disclosure should match your Loan Estimate. Any fee that jumped more than 10% is a red flag.
Shop Title Insurance
You can choose your own title company. Getting 2-3 quotes can save you $500-$1,500.
Ask "What Is This For?"
If they can't explain a fee clearly, or it sounds vague, that's your cue to push back.
Everything Is Negotiable
You're a customer. They want your business. The worst they can say is no.
Get It in Writing
Any fee reduction or waiver you negotiate should be documented. Ask for an updated Closing Disclosure before signing.
Don't Rush at the Table
You have the right to review documents before closing day. Request them 24-48 hours early to catch surprises.